1. Copyright and Limited Reproduction Notices
The design of all and all content appearing on the Website are the copyright of WISF. No part of the Website may be:
- (a) distributed or copied for any commercial purpose, nor incorporated in any other work or publication (whether in hard copy, electronic or any other form); or
- (b) resold, published, copied, reproduced, transmitted or stored (including in any other website or other electronic form) except that you may print, or download to your hard drive, extracts from the Website, for your own use only.
2. Hyperlinking
WISF reserves the right to prohibit links to the Website and you agree to remove or cease any link upon our request. You may not frame any part of the Website material by including advertising or other revenue generating material.
3. Links Provided
The contents of the Website may include links to third party materials (linked sites). WISF will not be responsible for the contents of any linked site or liable for any direct or indirect loss or damage suffered by you from accessing, using relying on or trading with third parties. These links are provided to you only as a convenience, and the inclusion of any link does not imply our endorsement of the site or any association with their operators.
4. Investment Information and Independent Advice
You can get a copy of the current registered prospectus and investment statement in connection with, or relating to any product referred to on the Website for which a prospectus and an investment statement is required, from WISF, free of charge.
None of WISF, its trustees, any participating employers, fund managers named on the Website or any other person guarantees the securities referred to in the Website (including the repayment of any capital) or the performance of those securities (including the investments or returns made in respect of the fund). These securities are subject to investment risk including the loss of income and principle invested.
You should seek your own professional advice as to the suitability of any financial products and/or services referred to on the Website.
5. Disclaimer
WISF makes the Website available to you as a service. Whilst reasonable care has been taken to ensure the facts stated in the Website are accurate and the opinions given are fair and reasonable, WISF does not give any warranty of accuracy or reliability of information to you or any other person. Use of and reliance on information contained on the Website is at your own risk. WISF is not responsible for any adverse consequences arising out of such use or reliance.
6. Exclusion of Liability
To the fullest extent permitted by law, WISF will not be liable, whether in contract, tort (including negligence) or otherwise for any loss or damage (whether direct, indirect, consequential, special, or loss of profits) arising directly or indirectly from any use whatsoever of the Website.
7. Changes to Conditions of Use
WISF reserves the right to change these terms and conditions of use at any time. It will notify users of the existence of revised conditions through the Website by varying the date stated next to the Hyperlink to these terms. By continuing to access the Website, you agree to be bound by the amended terms and conditions.
8. Law
These conditions of use are governed by and will be construed in accordance with the laws of New Zealand and you submit to the jurisdiction of the courts of New Zealand.
Privacy Statement
This privacy statement covers the information collected on the Website at www.wisf.co.nz. By viewing and using the Website you will be deemed to agree to this privacy statement. If you do not agree to this privacy statement you should stop accessing and using the Website.
1. Collection:
At various locations on the Website, WISF may invite you to submit appropriate personal information. Failure to provide necessary personal information when requested may result in certain services not being available to you. We may keep a record of that information for use for the following purposes:
- (a) personal information, provided through voluntary registration;
- (b) personal information, provided to us by you through any other method (including without limitation correspondence and discussions).
2. Purposes of Use:
The personal information you provide
- (a) will be used for the following purposes:
- (i) as part of ensuring only permitted users access to the restricted parts of the Website we may provide verification of your identity and assist you if you forget your password or login details;
- (ii) to assist in providing services to you;
- (iii) to provide you with further information about the Website or other websites services offered by WISF or a third party that WISF considers may be of interest to you;
3. Disclosure of Information:
Apart from those purposes outlined above and any purposes that are permitted by the Privacy Act 1993, we will not use or disclose your information except:
- (a) when the disclosure is explicitly authorised by you;
- (b) when WISF believes in good faith that it is required to do so by law;
- (c) where it is necessary for the operation of our Website or as part of our business activities, your personal information may be shared with a service provider(s).
4. Cookies and Tracking:
WISF may use a “cookie” file containing information that can identify the computer you are working from. The cookie file does not identify you or your business personally, as it only gives WISF details of your IP address, PC platform (e.g. Windows, NT or Mac), Browser (e.g. Internet Explorer, Netscape or other, plus the version of Browser) and domain (whether you are accessing the Website from NZ or elsewhere). WISF may use the information generated by cookies to:
- (a) track traffic patterns to and from the Website;
- (b) ensure any advertising being shown is the most appropriate party.
You can choose to refuse cookies by turning them off in your browser and/or deleting them from your hard drive. You do not need to have cookies turned on to use some parts of the Website, but you may need them for customizable areas of the Website that WISF may develop in the future.
5. Holding, Correcting and Updating:
Any personal information that you provide to WISF will be collected and held by WISF at its official place of business in New Zealand as advised on the Website from time to time. If you are an individual, under relevant privacy legislation (such as the Privacy Act 1993 in New Zealand), you may have rights of access to and correction of personal information that WISF holds. If at any time you wish to: know whether we hold personal information about you; what information we hold; amend out of date or incorrect personal information in your file; or have your information deleted, contact us at enquiries@wisf.co.nz. Your information will be made available within 14 days.
WISF takes seriously any issues, concerns or problems with information collected on the Website. WISF will address these as soon as practicable after becoming aware of them. If you have a problem or complaint about the Website or if you have any concerns or issues with the privacy statement, please contact us at enquiries@wisf.co.nz.
WISF reserves the right to amend its privacy statement at any time and it will notify you of the existence of revised conditions through the Website by varying the date stated next to the hyperlink to this privacy statement. By continuing to access the Website, you agree to be bound by the amended conditions.
